There are several different ways to help make your home safer during a flood. Some methods include:
building a small flood wall, earthen berm, or ditch
placing watertight closures over the doorways
raising the structure
re-grading your lot to slope away from the building
All of the above requires a permit. Continue reading to learn where you can find more detailed information on what these methods involve.
Substantial Improvement Requirements
The National Flood Insurance Program (NFIP) requires that existing buildings meet the same construction requirements as a new building if the cost of reconstruction, rehabilitation, repair, addition, or other improvements equals or exceeds 50% of the building’s market value.
Financial Assistance for Property Protection
Mitigation of the flood risk to properties will reduce the overall costs of flood insurance claims to the NFIP as well as to individual homeowners. Accordingly, Congress has created a variety of funding sources to help property owners reduce their exposure to flood damage.
FEMA's Hazard Mitigation Assistance (HMA) grant programs provide funding for eligible mitigation activities that reduce disaster losses and protect life and property from future disaster damages.
Pre-Disaster Mitigation (PDM) provides funds for the implementation of mitigation projects prior to a disaster. The goal of the PDM program is to reduce overall risk to the population and structures, while at the same time, also reducing reliance on Federal funding from actual disaster declarations.
The Repetitive Flood Claims (RFC) provides funds to reduce the risk of flood damage to individual properties insured under the NFIP that have had one or more claim payments for flood damages.
Flood Protection Assistance
The Building Division (954-630-4350) offers property protection 1-on-1 advice, such as retrofitting techniques and drainage improvements. A site visit may be made before providing the advice. The City will provide financial assistance advice (FAA) on certain financial assistance programs that may be available through Federal, State, and County governmental entities. This advisory service is part of the City’s Program for Public Information (PPI). Department adviser training personnel have taken EMI courses on retrofitting or grants programs.
Evacuation Flood Protection Assistance
Although Florida’s Emergency Management System has been recognized as the best in the nation, concern was created by Hurricane Floyd, when 2 million people tried to evacuate. Broward County has recently redefined its evacuation zones, with Dade and Palm Beach Counties soon to do the same. The new zones are:
Category 1 & 2 Hurricanes: Evacuation will be mandatory for everything east of the Intracoastal
Category 3, 4, & 5 Hurricanes: Evacuation will also become mandatory for everything between the Intracoastal and N Federal Highway
Everything west of N Federal Highway will receive strong recommendations